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About Susan

Susan Ellingson, founder of Above & Beyond Benefits is an independent licensed insurance agent with over 25 years of experience and diversified certifications who works with small and medium sized business owners who need help managing their employee benefits and human resources plus insurance education to individuals, families and retirees.

Helping businesses get back to business is what we do.

Need a helping hand with employee communications (one-on-one enrollment, enrollment meetings, handbooks, COBRA, cafeteria plans, HSA and HRA administration)? Are you spending too much time on administration? With cut backs in staff and cash flow crunches, let us help. It is our goal to get you back to doing what you do best ... business.

Let my 25 + years of experience work for you.


group insurance

We work to get you the best possible insurance to meet your needs. through the best insurance companies in the area. As well as all of the ancillary benefits both employer paid and voluntary (employee paid).

individual insurance

No matter what your needs, we will work with you to find the best fit at the best price. 



Let me help you find the product that fits your needs.  I start by finding out more about you and your prescription drug needs.  Part D of Medicare has over 50 plans available just in the Twin Cities.

LegalShield & Legal Services for Everyone. 

Business Plans, Employees, & Individuals

At LegalShield, we’ve been offering legal plans for 40 years, creating a world where everyone can access legal protection - and everyone can afford it.